Divide your purchases
interest-free with

  • Buy whatever you need, with a maximum of up to €3,000 per transaction.
  • Pay as you wish in up to 36 months.
  • All you need is a mobile phone, a card and a DNI or NIE.
  • You don't need to create an account to finance a purchase. All you have to do is select Aplazame as your payment method in the shop and fill in some personal details and we will get back to you instantly.

No documentation or paperwork. We will only ask you for a couple of personal details. You tell us the number of months you want to pay and the day you want to pay. We show you the interest rates and confirm the credit in seconds.


You pay as you wish. You choose the card you want to use and you can add as many cards as you need. And your details are always safe. We take security very seriously and use the latest standards to keep them safe.

Your loan is approved in seconds, we process your order and you receive it at home.


When you apply for the loan you will be asked to make a first down payment. Your loan amount will be the amount of your basket minus that down payment. That is the amount we will finance in the number of instalments you choose. For example, a 6-month financing will involve 7 payments, one at the time of granting the credit and 6 instalments in each of the 6 months following the purchase.


  • Payments are made with the card you provide to Aplazame.

  • The SMS sent by Aplazame is free of charge for you.

  • The credit is granted subject to compliance with the requirements set by Aplazame.

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